Restaurants | Franchises | Fast Food | Deliver | Fine Dining | Bars

 

The Ferrera Family laid its foundations in the hospitality industry almost a century ago with Andy’s grandfather opening a modest tap called “The L-Tap” in 1933, a supper club with entertainment in 1934 called “The Cave of the Winds”, and lastly the “Ferrera’s Lounge” in 1960. The Cave of the Winds developed a strong following in the Chicago hospitality market. During this time the family also owned a liquor store, apartment buildings and other small ventures. As a continuation of the family’s initial roots, The Ferrera Insurance Agency has established relationships with top quality carriers that are specialists within the hospitality industry. They can handle classifications of all types including:

 

Example Coverages:

• Business
• Property
• Liquor Liability
• Delivery
• Assault and Battery
• Cyber Liability
• Non-owned auto for delivery exposure
• Spoilage
• Food contamination
• Employee Dishonesty

 

Wineries:

Wine tastings on- or off-premises

 

Breweries:

Brewpubs

Craft Breweries

Microbreweries

Craft Distilleries

 

Example Coverages:

• Business
• Property
• Liquor Liability
• Product tasting on- or off-premises
• Harvested crops
• Product leakage
• Spoilage
• Contamination
• Delivery errors and omissions
• Employee dishonesty

 

Services available: On TAP server training, on-site inspection, flexible billing plans, multiple payment options.

 

Night Clubs:

Example Coverages:

• Buildings
• Business personal property
• Assault and battery
• Defense costs outside of limit
• Cyber Liability
• Non-owned auto for delivery exposure
• Employers professional liability
• No annual aggregate limit of insurance
• Broadened definition of “your premises”

 

Video Gaming Lounge:

Example Coverages:

• Buildings
• Business personal property
• Assault and battery
• Defense costs outside of limit
• Cyber Liability
• Non-owned auto for delivery exposure
• Employers professional liability
• No annual aggregate limit of insurance
• Broadened definition of “your premises”

 

Clubs and Non-profit Organizations:

Our Veteran owned insurance agency can offer insurance policies and packages for clubs and non-profit organizations such as Veteran Clubs including but not limited to:

• VFW’s
• American Legions
• Marine Corps League
• Other Non-for-Profit Organizations

 

Protect exposures such as:

• Business
• Property
• Directors and Officers
• Outdoor Structures
• Food and beverage
• Liquor Liability Losses
• Flagpoles
• Parades
• Auxiliaries
• Special Events
• Bingo or Pull Tabs
• Workers Compensation
• Cyber Liability
• Umbrella Liability

 

Call us today at 847-802-8408 to schedule an in-person or phone appointment to review your policy needs.