Food and Liquor
Restaurants
Franchises
Fast Food
Deliver
Fine Dining
Bars
Example Coverages:
Business
Property
Liquor Liability
Delivery
Assault and Battery
Cyber Liability
Non-owned auto for delivery exposure
Spoilage
Food contamination
Employee Dishonesty
Wineries
Wine tastings on- or off-premises
Breweries
Brewpubs
Craft Breweries
Microbreweries
Craft Distilleries
Example Coverages:
Business
Property
Liquor Liability
Product tasting on- or off- premises
harvested crops
Product leakage
spoilage
contamination
delivery errors and omissions
employee dishonesty
Services available: On TAP server training, on-site inspection, flexible billing plans, multiple payment options
Night Clubs
Example Coverages:
Buildings
Business personal property
Assault and battery
Defense costs outside of limit
Cyber Liability
Non-owned auto for delivery exposure
Employers professional liability
No annual aggregate limit of insurance
Broadened definition of “your premises”
Example Coverages:
Buildings
Business personal property
Assault and battery
Defense costs outside of limit
Cyber Liability
Non-owned auto for delivery exposure
Employers professional liability
No annual aggregate limit of insurance
Broadened definition of “your premises”
Video Gaming Lounge
Call us today at 847-802-8408 to schedule an in-person or phone appointment to review your policy needs.
Ferrera Insurance Agency
1216 North Seminary Avenue, Suite H
Woodstock, IL 60098
847-802-8408