Contractors experience a variety of risks when running their operation from a one man operation carrying a general liability policy, to a multi-million dollar enterprise with an extensive payroll and vehicle schedule carrying multiple commercial policies, we can handle it all.  Ferrera Insurance Agency was built on providing quality insurance coverage for any type of operation including hard to place risks and new business startups.  We have the expertise to evaluate your concerns and exposures to come up with a quality value driven proposal that is flexible to grow with your future needs.  These needs include:

  • General Liability
  • Workers Compensation
  • Commercial Auto
  • Commercial Umbrellas
  • Property and Inland Marine Coverage
  • Professional Liability (also known as E&O)
  • Bonding for municipalities, states and federal government needs
  • Employment Practices Liability
  • Cyber Liability Coverage
  • Installation Floaters

We have assisted all sorts of contractors including hard to place classes.  These include new business startups, contractors that are being non-renewed due to claims activity and contractors with less than three years experience.  Included below are many classes that we currently cover:

  • Carpentry (Including full framing and trim carpentry)
  • Plumbing
  • Electrical
  • Painting
  • Drywall
  • General Contractors including Paper Contractors
  • Construction Managers
  • Excavation
  • Roofing (both residential and commercial and including torch down)
  • Demolition
  • Landscape Maintenance
  • Landscape Gardening
  • Cleaning Companies
  • Woodworking Shops
  • Builders Risk
  • Vacant Homes under renovation

Contact us for a quote at 



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